Find local emergency help for rent, utilities, food, and more. Available 24/7 by phone or online.

Find federal and state benefit programs you may qualify for, including SNAP, utility assistance, and Medicaid.

Low Income Home Energy Assistance Program — help with heating and cooling bills.

Free credit reports from Equifax, Experian, and TransUnion — the official, government-mandated source.

Consumer Financial Protection Bureau — free tools, guides, and complaint submission for financial issues.

National Foundation for Credit Counseling — find a certified non-profit credit counselor near you.

Know your rights under the FDCPA — what collectors can and cannot do.

Find FDIC-insured banks and high-yield savings accounts.

Find a credit union near you — typically lower fees and better rates than traditional banks.

Federal financial literacy resource hub.

Free HUD-approved housing counseling for renters and homebuyers.

Resources for renters including tenant rights information.

Free legal aid by state for civil matters including debt, housing, and family law.

Legal Services Corporation — find local legal aid organizations.